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I’m doing some research first.”“That’s good. Next, do you have a preference as to the deferred payment option or the cash payout option?”“I’m planning on the cash option, Bill. Do you think that the deferred payment option would be better for me tax-wise?”“Not really. That choice should be based on how good you are at handling money. However, with the amount you won, that is sort of academic. If you go with the deferred payment option, you will be getting around seventy million a year. For most people, that is far more than they would ever squander in any single year. You would really have to work hard to spend that much money a year for twenty years.“I’d have to get out my calculator to get an accurate number for the cash payment option, but it should be around five hundred and fifty million. Since you are working with Bob on investing it, I would suggest going with the cash payout option.“For the deferred payment option, the Lottery invests all but the first payment in a long-term. That was the case until one day it was just Declan who visited. Even though the cousins did look very much alike Andy looked upon Declan as the cutest out of the two so he wasn’t that upset that only he started to turn up at his doorstep. They spent a lot of time together mainly playing on the Xbox which was now much more fun however what happened on the trampoline was never mentioned. Andy’s parents wedding anniversary was fast approaching and they had planned to go away for the weekend which meant Andy had the house to himself for the 2 days. He got out of bed and dressed by 10am and went downstairs to greet Buffy. There was a note on the fridge from his mum explaining what time they should be back the following day. Andy smiled at the thought of all the peace and quiet. Nothing much happened over the next few hours. Andy took Buffy for a walk and just lounged about, only rising from his seat in the living room to get food, drink and to go to the toilet. It was about 3pm and there.
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